Updated for 2026
If you are struggling with debt and feeling overwhelmed by letters, phone calls and the threat of enforcement action, the Breathing Space scheme could offer you a temporary reprieve. Introduced by the government in May 2021, this scheme gives eligible people 60 days of legal protection from creditor action, providing time to get proper debt advice and find a way forward.
Updated for 2026
Interest rates have been a major talking point in the UK over the past few years, and any change to the Bank of England base rate can have a ripple effect on debt interest rates across your finances. If you are dealing with debt, understanding how rate changes affect what you owe, and what you pay each month, could help you plan ahead and avoid nasty surprises.
Updated for 2026
Council tax debt is one of the most common types of debt in the UK, and it is also one of the most aggressively pursued. If you have fallen behind on your council tax payments, you may be worried about what happens next, particularly the prospect of bailiffs turning up at your door. Understanding the process and your rights can make a real difference.