About Us
Honest Debt Advice
We provide free, impartial assessments and explain every debt solution — including those available completely free of charge — before you make any decision.
We assess your full situation and recommend the most suitable solution — not necessarily the one that generates us income.
We are an Appointed Representative of Dee Valley Finance Limited, authorised and regulated by the Financial Conduct Authority.
We actively signpost free charity services where appropriate. Your best outcome matters more than our commercial interest.
What We Do
- 📊 Free, confidential debt assessments with no obligation
- ⚖️ Explanation of all debt solutions, including IVA, DMP, DRO and bankruptcy
- 🤝 Signposting to free charity services such as StepChange and National Debtline
- 🛡️ Acting in accordance with FCA CONC rules at all times
- 📞 Supporting clients through the process from first contact to completion
🛡️ Our Regulatory Status
Company No: [registered number]
Registered in England and Wales
FRN: 811106
You can verify this on the FCA Register
🤝 We Always Tell You About Free Options
Under FCA rules, we are required to tell you about all options available to you — including those that cost nothing. We actively recommend free charity services such as StepChange, National Debtline and Citizens Advice where appropriate.
📞 Contact Us
England & Wales
Debt solutions may affect your credit rating and are not suitable in all circumstances. Your individual circumstances will be assessed before any recommendation is made. To find out more about managing your money and getting free and impartial debt advice, visit moneyhelper.org.uk. Help with Debt Ltd (FCA FRN: 1058208) is an Appointed Representative of Dee Valley Finance Limited (FRN: 811106), authorised and regulated by the Financial Conduct Authority.