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FCA Regulatory Information

🛡️ Regulatory Information

Help With Debt Ltd is authorised and regulated by the Financial Conduct Authority as an Appointed Representative. Here is our full regulatory disclosure.

🏢 Principal Firm — Dee Valley Finance Limited

Firm Details
Name: Dee Valley Finance Limited
FCA Reference Number: 811106
Status: Authorised and regulated by the FCA
Permission: Consumer Credit
Appointed Representative
Name: Help With Debt Ltd
Type: Appointed Representative (AR)
Activities: Debt counselling, debt adjusting, credit information services

⚖️ Financial Ombudsman Service (FOS)

If you have a complaint that we have not resolved to your satisfaction within 8 weeks, you may refer it to the Financial Ombudsman Service free of charge.

📞 0800 023 4567 (free from landlines)
📞 0300 123 9123 (from mobiles)
🌐 financial-ombudsman.org.uk
📧 [email protected]
🏠 Exchange Tower, London, E14 9SR

🔒 Information Commissioner’s Office (ICO)

Help With Debt Ltd is registered with the Information Commissioner’s Office (ICO) under the Data Protection Act 2018 and the UK GDPR.

🌐 ico.org.uk  |  📞 0303 123 1113

ℹ️ What Does “Appointed Representative” Mean?

An Appointed Representative (AR) is a firm that is authorised to conduct regulated activities through a Principal firm. The Principal firm (Dee Valley Finance Limited) takes regulatory responsibility for the activities carried out by Help With Debt Ltd as its AR.

This means our activities are covered by the FCA’s regulatory framework, including access to the Financial Ombudsman Service and the Financial Services Compensation Scheme (FSCS) where applicable.

Debt solutions may affect your credit rating and are not suitable in all circumstances. Your individual circumstances will be assessed before any recommendation is made. To find out more about managing your money and getting free and impartial debt advice, visit moneyhelper.org.uk. Help with Debt Ltd (FCA FRN: 1058208) is an Appointed Representative of Dee Valley Finance Limited (FRN: 811106), authorised and regulated by the Financial Conduct Authority.